(Updated) How to Find Someone’s Mobile Number Using UPI ID?

Uncover the secrets by following the easy steps how to find mobile number using UPI Id.

how to find mobile number using upi id

Key Points

  • The article discusses how UPI (Unified Payments Interface) has revolutionized money transfers as digital payment in India and how to find mobile number using UPI Id.
  • Explanation of how UPI IDs are unique virtual addresses for transactions and also how they don’t reveal phone numbers.
  • Explores the reasons why someone might want a phone number from a UPI ID and emphasizes that UPI is focused on privacy and security.
  • The alternative ways to find contact information and stresses the importance of respecting privacy laws.
  • Additionally, provides tips for secure UPI usage and highlights UPI apps’ messaging features for communication.
  • Emphasizes the importance of honesty in communication and applauding UPI’s security features.

In today’s digital age, UPI (Unified Payments Interface) has become the go-to for quick and hassle-free money transfers or digital payment all across India. Whether it’s splitting bills with buddies or paying for your groceries, UPI has got your back. But as UPI gains more popularity, a common question arises: Can you find someone’s phone number just from their UPI ID? or even how to get mobile number from UPI Id? Well, let’s dive into the world of UPI IDs and find out what’s what, shall we?

Understanding UPI IDs

Think of a UPI ID as your very own virtual address for sending and receiving money. It’s unique to you and helps keep your bank deets safe and sound. Typically, a UPI ID looks something like this: [yourusername]@[yourbankname] (for example, johndoe@icici). This handy address saves you from having to share your real bank account information every time you make a transaction, making things much simpler.

Also Read: UPI Verification: A Step-by-Step Guide for Secure Transactions

Why Do You Need to Find Someone’s Mobile Number from UPI ID?

There are a bunch of reasons why you might want to know how to get mobile number from UPI Id:

  • Maybe you sent money to someone you don’t know too well and need to clear up a few things.
  • Buying something second-hand and gotta work out the nitty-gritty details like pickup or delivery.
  • You got money from someone you’re not familiar with and wanna connect.
  • For those business-related conversations that need to happen after a UPI transaction.
  • If you didn’t chat much before the transaction and now need to have a proper chat.
  • Sometimes a UPI transaction can spark a new business collab or social interaction.

So, Can You Actually Get Someone’s Phone Number from a UPI ID?

The short answer is – Nope, not a chance. UPI IDs are not in the business of giving out phone numbers. They’re more about your chosen username and your bank details. Sure, some UPI apps might show the account holder’s name linked to the UPI ID, but phone numbers? Nah, they are not part of the deal. Here’s why:

  • UPI’s all about keeping things safe and private. Your phone number, tied to your mobile service provider, is separate from your bank account details linked to the UPI ID.
  • UPI’s strictly for handling payments, while phone numbers belong in a whole other system – your mobile network.

Why You Can’t Find Phone Numbers Using UPI IDs

Let’s break it down:

  • Virtual Payment Addresses (VPAs): Most UPI IDs work as VPAs, which are linked to your bank account, not your phone number.
  • No Direct Link: UPI doesn’t have any built-in way to connect phone numbers with UPI IDs.

What Does a UPI ID Reveal?

When you look at a UPI ID, here’s what you’re seeing:

  • Username: This is the cool name you picked when creating your UPI ID. It could be your real name, a nickname, or a mix of both.
  • Bank Name: Right after the “@” symbol, you’ll see the bank linked to your account. It’s like a stamp of approval for your bank.

Various UPI Ids look like

PayTm 98xxxxxxxx@paytm
Phone Pe98xxxxxxxx@ybl

Why Phone Numbers Are not Part of UPI IDs

Here’s why you won’t find phone numbers in UPI IDs:

  • Keeping Things Private: Adding phone numbers to UPI IDs could mean getting a bunch of unwanted calls or messages. Keeping them separate keeps your privacy intact.
  • Boosting Security: By keeping phone numbers separate, it’s harder for scammers to pull a fast one on you. They’d have to target both your UPI and your phone number separately.
  • Dodging Spam: Sharing your phone number with every UPI transaction could mean getting a heap of spammy calls and texts.
  • Flexibility: UPI is all about being able to send money to anyone, even if you don’t know their phone number. It is about keeping things simple and flexible.

How to Find Mobile Number Using UPI Id (Alternative Methods)

As you already know now that finding someone’s phone number using a UPI (Unified Payments Interface) ID is not possible. But if you ever find yourself really in need to know how to get mobile number from UPI id, there are a few ways you can go about it.

  1. The simplest way is to just ask the person directly. Whether it’s through a face-to-face conversation or a quick message on social media or email, reaching out to them is often the most reliable way to get their contact info.
  2. Another trick you can try is reaching out to your bank’s customer support. Sometimes they can help you connect with the person you’re looking for. Give them a call at your bank’s customer care number and see if they can assist you.
  3. Oh, and don’t forget about mutual contacts! If you know someone who knows the person you are trying to reach, they might be able to help you out by sharing their phone number with you. It is always worth asking politely and respecting their privacy.
  4. If you’re feeling a bit more tech-savvy, you can try checking online phone directories or search engines. Just type in the person’s name, location, or any other details you have, and you might get lucky and find their phone number. But remember, not everyone’s number is listed publicly, so this method isn’t foolproof.
  5. Lastly, social media can be a goldmine for finding contact information. Platforms like Facebook, LinkedIn, and Twitter often have people’s phone numbers listed on their profiles, especially if they have their privacy settings set to public. Just make sure to respect their privacy and use the information responsibly and within the bounds of the law.

So there you have it, a few different ways you can try to find someone’s phone number. Just remember to be respectful and considerate, and you’ll be good to go.

Respecting Privacy and Using Information Responsibly

Always put privacy first when you’re trying to find someone’s phone number. Don’t go snooping around where you shouldn’t, and always be respectful. And once you do get the info you’re after, use it responsibly, okay?

Is it Legal to Find Someone’s Mobile Number from UPI ID?

Short answer: Nope, it’s a big no-no. In India, poking around for someone’s personal info without their okay is against the law. UPI doesn’t hand out phone numbers, and trying to dig ’em up without permission? Yeah, that’s not cool.

Essential Tips for Secure UPI Usage

Here’s how to keep your UPI game on point:

  • Keep that PIN safe: Your UPI PIN is like your ATM PIN – keep it to yourself, buddy.
  • Watch out for scams: If someone’s trying to get your UPI info, be wary. Don’t give out deets to anyone you don’t trust.
  • Double-check before you pay: Make sure you’ve got the right UPI ID or QR code before you hit send.
  • Think about separate accounts: If you’re using UPI for business stuff, maybe keep that separate from your personal moolah.

Using UPI Apps for Better Communication

Lots of UPI apps come with messaging features right inside the app. So, after you’ve made a transaction, you can start chatting with the person you sent money to. It’s an easy way to talk about anything related to the transaction or to follow up on it.

Let’s talk about why being open and honest is so important:

In any money exchange, trust is key. By simply telling the person why you need their phone number after sending money through UPI, you can make things smoother. Just let them know why you need to contact them and promise to keep their privacy safe.

Also Read: 5 Tips to Recover Money Transferred to a Wrong UPI Address

Utilizing UPI’s Safety Features

Last but not least, let’s give a round of applause for UPI’s security features:

  1. MPIN (Mobile Banking Personal Identification Number): Guard it like a treasure – your key to secure transactions.
  2. Two-Factor Authentication (2FA): Extra layers of security for peace of mind.
  3. Transaction Limits: Set ’em up to stay in control – better safe than sorry!
Two Factor Authentication
Two Factor Authentication

In a Nutshell

UPI’s changed the game when it comes to sending and receiving money in India. And while it won’t hand over phone numbers on a silver platter, knowing the score means you can make savvy moves. So, next time you need to get in touch with someone after a UPI transaction, you know what to do. Stay safe, keep things private, and enjoy the ride!


Let’s clear up some common questions about UPI IDs and mobile numbers:

What’s a UPI ID?

A UPI ID is a unique label for doing safe online money transactions. Each mobile number has its own UPI ID.

What does UPI ID stand for?

UPI ID means Unified Payment Interface ID.

Where do I find my UPI ID?

Your UPI ID is usually on the main screen of the app you use for online money things. You can also find it in your profile section, mixed with your mobile number and other characters.

If I give my UPI ID to someone, can they find out my phone number or full name?

If you have provided only your UPI ID, the recipient will have access to your name linked to the bank account, but your phone number will remain undisclosed. Your personal information is securely stored on the NPCI server. Sharing of such details is restricted to government agencies such as the police, CBI, ED, IT, and similar authorized entities.

How do I change my phone number in UPI?

To change your mobile number in UPI, you can’t do it directly. Instead, you have to go to your bank branch and ask them to update your mobile number. Make sure to tell them that you want to use the new number for UPI transactions. This is important for when you register your new number with a UPI app later on. For more detail information, please read: How to Change Mobile Number in Bank Account: 5 Easy Options

Is it safe to share UPI ID?

Your UPI ID or the mobile number connected to your UPI account contains sensitive information that requires careful handling. It’s crucial to maintain the privacy of this data and refrain from sharing it on platforms like social media or public forums. Reserve the sharing of your UPI ID or mobile number exclusively for trusted individuals or reputable businesses, particularly when you’re engaging in payment transactions. This precaution helps safeguard your financial security.

What can someone do with my UPI ID?

Someone with your UPI ID can:
** Send you money without your consent.
** Try to phish for your bank account information.
** Use your UPI ID to create a fake account in your name.
** Use your UPI ID to commit fraud or other crimes.

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