Apple Pay in India – Price, Features, Launch Date – All You Need to Know

Learn about Apple’s new product- Apple Pay in India. Know about Launch date, benefits, supporting banks and how it works.

Apple Pay in India

Apple Pay, a widely used contactless payment service, has made waves around the world, but it has yet to grace the Indian market. This comprehensive guide will walk you through the current status of Apple Pay in India, why it’s not available yet, its potential arrival, and what to expect when it does.

What is Apple Pay?

Apple Pay is a digital wallet and mobile payment service that allows users to make payments with their iPhone, Apple Watch, or other compatible Apple devices. It uses near-field communication (NFC) technology to securely transmit payment information to contactless payment terminals.

Apple Pay is currently available in over 80 countries and regions around the world, but it is not yet available in India.

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Is Apple Pay Available in India?

As of now, Apple Pay is not available in India, and there are a couple of reasons behind this. One major factor is the stringent regulations imposed by the Indian government on digital payments. Additionally, a significant portion of smartphones in India lacks NFC (Near Field Communication) technology, which is essential for Apple Pay to function seamlessly.

When Will Apple Pay Come to India? Apple Pay India Launch Date

Apple has been in discussions with the Indian government, various banks, and payment service providers to introduce Apple Pay in India. However, an official launch date is yet to be confirmed. Speculations suggest that it could be rolled out by the end of 2023, while some reports hint at early 2024.

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How Does Apple Pay Work?

When Apple Pay eventually makes its debut in India, it’s expected to function similarly to its operation in other countries. Users will be able to add their debit and credit cards to the Wallet app on their compatible devices, such as iPhones, Apple Watches, or iPads. To make a payment, users will only need to hold their device near a contactless reader and confirm the transaction with either Face ID or Touch ID.

Benefits of Using Apple Pay:

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Using Apple Pay in India will bring several advantages:

  1. Convenience: Apple Pay offers a hassle-free method for making payments. No more rummaging through your wallet or carrying cash. You can make payments swiftly and effortlessly.
  2. Security: Apple Pay prioritizes security. It employs various protective measures, like tokenization and encryption, to safeguard your payment details.
  3. Widespread Acceptance: Apple Pay is recognized at millions of merchants worldwide, including many establishments in India. This means you’ll have the convenience of using it in numerous places.

Which Bank Support Apple Pay in India

Apple Pay is not yet available in India, so there are no banks that support it yet. However, Apple is reportedly in talks with Indian authorities and regulators about launching Apple Pay in the country, so it is possible that some banks will start supporting it in the future.

Here are some of the banks that are rumored to be working with Apple to bring Apple Pay to India:

  • Axis Bank
  • HDFC Bank
  • ICICI Bank
  • Kotak Mahindra Bank
  • State Bank of India

It is important to note that these are just rumors, and Apple has not yet announced any official partnerships with Indian banks.

Once Apple Pay is launched in India, it is expected that a wide range of banks will support it. Apple Pay is a popular and convenient payment system, and banks will be eager to offer it to their customers.


While Apple Pay has yet to be launched in India, it holds the promise of bringing convenience and security to the Indian payment landscape. As discussions continue between Apple, the Indian government, and financial institutions, the possibility of Apple Pay arriving in India becomes more real. When it does, Indian consumers can look forward to an efficient and secure way to manage their payments.

Answers to Some Common Questions

Q. Is Apple Pay coming to India?

Apple is currently talking to Indian officials, but they haven’t decided on their partners or when they will start. It’s still early in the process, so it might be a while before we see Apple Pay in India.

Q. Is Apple card available in India?

Apple started offering its credit card in 2019, but it’s only available in the United States.

Q. Is Apple Pay free?

Absolutely, there are no fees from Apple when you use Apple Pay. It’s a free service for your convenience.

Q. In which countries Apple Pay is available?

Apple Pay is made for people who use iPhones, iPads, Macs, and Apple Watches in several countries, including the United States, the United Kingdom, Australia, Canada, Singapore, Switzerland, Hong Kong, France, Russia, China, Macau, Japan, New Zealand, Spain, Taiwan, Ireland, Italy, Denmark, Finland, Sweden, the United Arab Emirates, and Brazil.

Q. Which Indian card supports Apple Pay?

Currently, Apple Pay doesn’t work in India. But to add money to your Apple ID, you can use a card that allows international transactions, like an international debit card.

Q. How safe is Apple Pay?

Apple Pay makes your payments safe by using your device’s built-in security features. To use it, you need a passcode and can add Face ID or Touch ID for extra security. Plus, Apple Pay keeps your personal info protected.

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